Terms & Conditions

Last Updated: {{Month DD, YYYY}}

These Terms & Conditions (the “Terms”) govern your access to and use of {{Company/Website/App Name}} (the “Service”), provided by {{Company Legal Name}}, a {{State}} {{entity type, e.g., LLC or Corporation}} (“Company,” “we,” “our,” or “us”). By accessing or using the Service, you agree to be bound by these Terms.

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1) Eligibility & Acceptance

• You must be at least 13 years old to use the Service (or older if required by your jurisdiction). If you are under 18, you represent that you have parental or guardian consent.
• By using the Service, you: (a) accept these Terms; (b) agree to our Privacy Policy (incorporated by reference); and (c) represent that you have the legal authority to enter into these Terms.

2) Accounts & Security

• You may need an account to access certain features. You must provide accurate, current information and keep it updated.
• You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.
• Notify us immediately of any unauthorized use or security breach.

3) Orders, Subscriptions & Billing (if applicable)

• Pricing & Taxes. Prices may change at any time; applicable taxes and fees may be added as required by law.
• Auto‑Renewal. Subscriptions auto‑renew unless canceled before the renewal date. We will disclose key auto‑renewal terms at checkout (renewal period, price, cancellation).
• Trials & Promotions. Trial or promotional offers are subject to their stated terms. After a trial, charges may begin automatically unless canceled.
• Refunds. Except where required by law or expressly stated otherwise, all fees are non‑refundable.
• Chargebacks. You agree to contact us to resolve billing issues before initiating a chargeback.

4) Shipping, Risk of Loss & Returns (e‑commerce only)

• Title and risk of loss pass to you upon our delivery to the carrier. Delivery dates are estimates only.
• Returns/exchanges follow our Return Policy, if any, which is incorporated by reference.

5) License & Acceptable Use

• We grant you a limited, non‑exclusive, non‑transferable, revocable license to access and use the Service for its intended purpose.
• You agree not to: (a) reverse engineer or attempt to extract source code; (b) bypass security mechanisms; (c) use the Service to violate laws; (d) infringe intellectual property; (e) upload malware; (f) scrape or harvest data except as permitted by robots.txt or our express consent; (g) interfere with the Service’s operation.

6) Intellectual Property

• The Service and all content therein are owned by the Company or its licensors and are protected by U.S. and international IP laws.
• Trademarks, logos, and service marks are the property of their respective owners. No rights are granted except as expressly stated.

7) User Content & Feedback

• Your Content. If you upload, post, or submit content (“User Content”), you grant us a worldwide, non‑exclusive, royalty‑free license to host, store, reproduce, modify, and display such User Content as necessary to provide and improve the Service.
• Responsibility. You represent and warrant that you have all rights necessary for the User Content and that it does not violate any law or rights of others.
• Feedback. You grant us an irrevocable, worldwide, royalty‑free license to use suggestions or feedback without restriction or compensation.

8) Third‑Party Services & Links

• The Service may contain links to or integrate with third‑party services. We are not responsible for third‑party content, policies, or practices.

9) Privacy, Cookies & Communications Consent

• Your use of the Service is subject to our Privacy Policy, which explains how we collect, use, and share information.
• By providing contact details, you consent to receive communications (e.g., emails, SMS). SMS/robocall marketing requires your express consent; message/data rates may apply; you may opt out at any time.

10) DMCA Notice (Copyright)

• If you believe content infringes your copyright, send a DMCA notice to our designated agent: {{Name/Title, Address, Email}} with the information required under 17 U.S.C. § 512(c)(3).
• We may remove alleged infringing content and terminate repeat infringers at our discretion.

11) No Professional or Medical/Legal/Financial Advice

• Content is for informational purposes only and not professional advice. You should consult qualified professionals for specific advice.

12) Accessibility

• We strive to make the Service accessible. If you experience issues, contact us at {{accessibility@domain.com}}.

13) Export Control & Sanctions Compliance

• You represent that you are not located in, under the control of, or a national or resident of any country or entity embargoed by the U.S. and that you will comply with all U.S. export control and sanctions laws.

14) Disclaimers

• THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON‑INFRINGEMENT.
• We do not warrant that the Service will be uninterrupted, secure, or error‑free, or that data will be accurate or preserved.

15) Limitation of Liability

• TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL.
• OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID US FOR THE SERVICE IN THE SIX (6) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR $100, WHICHEVER IS GREATER.

16) Indemnification

• You agree to indemnify, defend, and hold harmless the Company, its affiliates, and their officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising from: (a) your use of the Service; (b) your User Content; (c) your violation of these Terms or applicable law; or (d) your infringement of any third‑party right.

17) Suspension & Termination

• We may suspend or terminate your access at any time for any reason, including if you violate these Terms.
• Upon termination, your right to use the Service ceases immediately; provisions that by their nature should survive will survive (e.g., IP, disclaimers, limitations of liability, indemnity, dispute resolution).

18) Governing Law; Venue; Arbitration; Class‑Action Waiver

• Governing Law. These Terms are governed by the laws of the State of {{State}}, without regard to its conflict‑of‑laws rules.
• Venue. For claims not subject to arbitration, the exclusive venue will be the state or federal courts located in {{County}}, {{State}}, and you consent to personal jurisdiction there.
• Arbitration. Any dispute arising out of or relating to these Terms or the Service will be resolved by binding arbitration administered by {{AAA/JAMS}} under its rules. Judgment on the award may be entered in any court of competent jurisdiction.
• Class‑Action Waiver. Disputes will be resolved only on an individual basis; class, consolidated, or representative actions are not permitted.
• Opt‑Out. You may opt out of arbitration within 30 days of first use by sending written notice to {{legal@domain.com}}.

19) State‑Specific Disclosures (U.S.)

• California Auto‑Renewal (ARL). If you enroll in an auto‑renewing plan, we will present clear terms, obtain your affirmative consent, and provide an easy, immediate cancellation method.
• California Consumer Notices. You may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952‑5210.

20) Changes to the Service or Terms

• We may modify the Service or these Terms at any time. Material changes will be notified by posting the updated Terms (and updating the “Last Updated” date) and, where required, additional notice.
• Continued use after changes become effective constitutes acceptance of the updated Terms.

21) Assignment

• You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.

22) Miscellaneous

• Entire Agreement. These Terms, together with policies incorporated by reference, constitute the entire agreement between you and us regarding the Service.
• Severability. If any provision is deemed unenforceable, the remaining provisions will remain in effect.
• No Waiver. Our failure to enforce any right or provision is not a waiver of such right or provision.
• Force Majeure. We are not liable for delays or failures due to events beyond our reasonable control (e.g., acts of God, labor disputes, interruptions, pandemics, or governmental actions).

23) Contact Us

For questions about these Terms, contact us at:

• Company: {{Company Legal Name}}
• Address: {{Street, City, State, Zip, Country}}
• Email: {{support@domain.com}}
• Phone: {{+1‑XXX‑XXX‑XXXX}}

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Attachments / Incorporated Policies

• Privacy Policy – {{URL}}
• Cookie Policy – {{URL}}
• Return/Refund Policy (if applicable) – {{URL}}
• Acceptable Use Policy (optional) – {{URL}}

Tip: Replace placeholders in {{ }} with your details. If you sell to consumers in CA/NY/CO/VA/CT, ensure your Privacy Policy also covers relevant state privacy laws; for subscriptions, ensure checkout disclosures satisfy automatic renewal requirements.